Whenever you receives a non-due check or note, Bank SinoPac can collect the note or check and disburse in advance if needed. Two main domestic transactions are included in this financing program

" Promissory Note " or " Draft " cashing
" Post-Dated Check" financing

e-Cashing is specifically designed for a company that has many account receivables or post-dated checks and notes and wants to extend financing availability. It can get cash from the banks within 24 hours simply by supplying basic information, check the status of its post-dated check at hand, and request a reservation for financing on-line. At the same time, Bank SinoPac will inform the company a date for disbursement and related operation requirements. Loan advances are disbursed within 24 hours after receiving the post-dated checks.

This financing tool gives a client a competitive edge in developing B2B E-Commerce, as follows:

Competitive financing availability: Quick turn around of liquid assets

Real-time credit application: Time-saving processes for credit facility application

Higher financing availability: If an issuer of the post-dated checks is an existing customer of
Bank SinoPac or a credit-worthy company, the percentage of the loan advance is raised and fund
availability is more flexible.

Quick disbursement: Upon receiving the request on-line, Bank SinoPac will disburse the money
within one working day.

On-line service: real-time credit checking and information inquiry.